11.7 percent of motorists in Georgia are uninsured, making chances of being hit by one very high. An uninsured driver is also likely to have little cash and few assets with which to pay for damages.
The Gumprecht Law Firm is one of the best-known personal injury firms in Georgia. Our lawyer has earned such prestigious honors as the American Academy of Trial Lawyers Premier 100, the National Trial Lawyers Top 100 and the Million Dollar Advocates Forum lifetime member. Most importantly, our lawyer is there for you when you need him — even if you are injured after business hours or on the weekend.
Our goal is to recover the maximum possible damages as quickly as we can, while easing the stress of the legal process along the way.
Georgia Laws Governing Uninsured Motorists Coverage
Under Georgia law, insurance companies are required to offer uninsured motorist coverage for an additional premium. However, drivers are permitted to reject the coverage. We recommend that you purchase an uninsured motorist policy that is above the minimum of $25,000/$50,000/$25,000 mandated legal offering. This coverage protects you if you are hit by an uninsured or underinsured driver.
Georgia law requires all drivers to carry at minimum $25,000 for each injured individual, $50,000 for all injuries per crash and $25,000 for property damage. These figures have not changed in decades, while the costs of medical care have skyrocketed. You may quickly reach the maximum amount of the other driver’s policy for even a moderate crash. Our attorney prepares for this possibility by considering your other options for recovery, including your own uninsured motorist policy.
Hit-and-run drivers are considered uninsured because you cannot pursue a third-party insurance policy claim. The driver fled for a reason, so even if caught, he likely does not have insurance or has few assets with which to pay a judgment. Our attorney pursues your rightful damages under your uninsured motorist policy.
Negotiating with Your Medical Providers
The skyrocketing costs of medical care can quickly lead to debt in even a moderate accident if you do not protect yourself. You should not be forced to bear the financial burden of an auto accident that was not your fault. Our attorney negotiates with your doctors, chiropractors, imaging centers and hospitals from which you received treatment for your accident injuries. We relieve you of future debt and put more of the settlement money in your pocket.
Pursue Your Maximum Possible Damages from Your Insurance Company
If you were hit by an uninsured motorist, you have options for recovery. To learn more about your rights, call our Georgia car accident attorney at 678-800-1050. He is available right now to help you, and your first consultation is free.